Unlock the world with Brim

Loyalty was broken... We fixed it.

Introducing Brim Open Rewards.

First in Canada to enable members to redeem anywhere, in stores or online.

Earn rewards on every dollar you spend and don’t be tied down to specific percentages in specific categories. With Brim Open Rewards, participating merchants share special earn offers directly to your Brim app… no strings attached.

Brand loyalist? This card’s for you. Increase your reward earn rate the more times you shop at the same places, in-store or online.

5th visit = 3x points
3rd visit = 2x points
1st visit = 1x points

*Example of Brim’s Step-Up loyalty.

Instant Redemption. Instant Gratification.

Redeem on groceries. Redeem on coffee. Redeem on the new iPhone. Or simply, redeem against your balance as cash-back. Brim members can use their points for ANYTHING at ANYTIME. No more having to wait for 100,000 points that come with 100,000 conditions.

Whether it’s earn or redeem, Brim members have the freedom to choose.

Installment plans right at your fingertips.

Interested in a big ticket item but can’t pay for all of it upfront? No problem. Pay on your terms by setting up smaller monthly payments that won’t affect your available credit. All from the comfort of that new couch you can now afford.

Brim is the first in Canada to offer fully embedded digital installment plans.

  • $176.52/mo for 6 months
    Interest (18.99% APR) $59.12
    Total $1059.12
  • $99.16/mo for 12 months
    Interest (18.99% APR) $189.92
    Total $1,189.92
  • $72.11/mo for 18 months
    Interest (18.99% APR) $297.98
    Total $1,297.98
  • $58.99/mo for 24 months
    Interest (18.99% APR) $415.76
    Total $1,415.76

Free Global Wifi

Access to over 1 million Boingo Wifi hotspots in airplanes, airports, trains, hotels and cafes around the world. Enrollment is easy and all you need to do is set up an account at the time of card activation and download the Boingo app.

Brim will be the first issuer in Canada to offer this feature for free on a no annual fee card.

0% foreign exchange fees

Brim is proud to be the first Canadian-based issuer to not charge any foreign exchange fees on purchases in another currency, online or abroad. Everyone else charges you 2.5%*.

* Avg. foreign exchange fee charged by Canadian banks.

Your Foreign Exchange savings


Adjust your foreign currency spending below

We’ve got you covered

Mobile Device Protection

Protection for your mobile or tablet devices in case of theft, loss or damage.

Event Ticket Reimbursement

Don’t worry if you can’t attend that sporting, theatre or concert event – you’re covered.

Common Carrier Accident Protection

Extra protection for you and your loved ones when you’re traveling.

All insurances are offered by

Brim keeps you on track

Know how you spend

With the Brim app, you can track your spending month to month so you can easily identify when you need to cut back, and when you have a little leeway to shop.

Set spending limits

Set spending limits by category that are unique to your budget and be notified if you are approaching or exceeded your limits.

Payments that clear real-time

Payments made on the Brim website via Interac Online clear and open up your credit available in real time. No more having to pay through your financial institution and wait 2 to 3 days to use your credit card again.

Brim with control

With Brim’s Family card feature, you can set monthly spending limits for those that are tied to your account as an Additional Member. It is perfect for managing your children’s spending while also teaching them fiscal responsibility.

Choose your Brim Card

See what Brim card best suits your lifestyle.


Earn at least 1 point for every $1 spent

Brim World

Earn at least 1.5 points for every $1 spent

Brim World Elite

Earn at least 2 points for every $1 spent