Brim’s state-of-the-art technology platform and product suite helps you get more out of life and business.
The only Fintech in Canada licensed to issue credit cards.
Brim enables the delivery of embedded finance and bridges card issuance with loyalty under one vertically integrated platform.
Seemlessly transact and spend with your new digital card Apple Pay within minutes once approved
Start using your new digital card within seconds of submitting your application.
Earn up to 30% back in points with hundreds of local and global partner offers.
Online and in store.
Choose the card that's right for you
"I have been extremely pleased with every aspect of having my Brim card. The process has been seamless, and the customer support has been outstanding! Has been great being able to use my loyalty points where I want, and on top of it all - the card looks great 😃!"
Darryl J.
"Integration with mobile wallets, specifically Google Pay, is what made me switch over to Brim. The added insurances, no foreign transaction fees & free Wi-Fi are also amazing!"
Max C.
"So far my experience with Brim Financial has been the best of any credit card to date."
Mike S.
"The welcome package was very nice. The card is probably one of the better looking card out there. Almost metal like. Activation was fast and easy. So far I'm impressed."
A.
"I've been using my @BrimFinancial credit card - no foreign currency transaction fees, nice mobile app and loads of other perks. Really impressed so far! 😃"
Jonathan H.
Brim |
Brim world |
Brim world elite |
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| Annual Fee | ||
| $0 | $0 | $199 |
| Brim Rewards Base Earn | ||
| 1 point for every $1 spent | 1.5 points for every $1 spent (Up to $25,000 annual spend 1 ) | 2 points for every $1 spent (Up to $25,000 annual spend 1 ) |
| Brim Open Rewards - Uncapped and Unlimited | ||
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| Foreign Transaction Fees | ||
| 0% | 0% | 0% |
| Installment Pay | ||
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| Free Global Wi-Fi | ||
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| Interactive Budgeting Tool and Spend Monitoring | ||
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| Free Mobile App with Real-time Notifications | ||
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| Receipt Capture and Maintenance (Coming Soon) | ||
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| Additional Members & Family Card | ||
| $0 | $20 | $50 |
| Zero Liability | ||
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Lounge Key Membership
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| No |
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Common Carrier Accident Insurance
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| $100,000 / insured $300,000 / accident | $150,000 / insured $500,000 / accident | $150,000 / insured $500,000 / accident |
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Mobile Device Insurance
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| Up to $500 for loss, theft or damage | Up to $1,000 for loss, theft or damage | Up to $1,000 for loss, theft or damage |
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Event Ticket Protector Insurance
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| Up to max $1,000 | Up to max $1,000 | Up to max $1,000 |
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Extended Warranty
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| Doubles, up to 1 additional year Max $25,000 per cardholder | Doubles, up to 1 additional year Max $25,000 per cardholder | Doubles, up to 1 additional year Max $25,000 per cardholder |
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Purchase Security Insurance
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| 90 days $1,000 per occurrence | 90 days $1,000 per occurrence | 90 days $1,000 per occurrence |
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Out-of- Province Emergency Travel Medical Insurance
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| No | 8 days $5,000,000 If under Age 65 | 15 days if < age 65; 3 days if age 65+$5,000,000 |
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Flight Delay Insurance
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| No | $500 / day, max of $1,000 / occurrence for all insured (delay > 4h) | $500 / day, max of $1,000 / occurrence for all insured (delay > 4h) |
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Baggage Delay Insurance
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| No | $1,000 / insured per occurrence, max of $2,000 / occurrence for all insured (delay > 6h) | $1,000/insured per occurrence, max of $2,000/occurrence for all insured (delay > 6h) |
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Lost or Stolen Baggage Insurance
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| No | $1,000 / insured $2,000 / account | $1,000 / insured $2,000 / account |
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Hotel/Motel Burglary Insurance
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| No | $500 / occurrence | $1000 / occurrence |
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Car Rental Collision / Loss Damage Insurance
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| No | 48 days MSRP: $65,000 | 48 days MSRP: $85,000 |
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Car Rental Accidental Death & Dismemberment Insurance
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| No | Max. $100,000 / insured $300,000 / accident | Max. $100,000 / insured $300,000 / accident |
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Car Rental Personal Effects Insurance
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| No | $1,000 / insured $2,000 / account | $1,000 / insured $2,000 / account |
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Travel Assistance
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| No |
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Trip Cancellation Insurance
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| No | No | $2,000 / insured to max of $5,000 / trip |
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Trip Interruption Insurance
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| No | No | $5,000/insured to max of $25,000/trip |
All insurances are underwritten by 
All insurances are underwritten by
All insurances are underwritten by
All insurances are underwritten by