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Earn up to 30% back in points on your everyday spending with hundreds of exclusive partner offers. No caps, no limits.
Manage every aspect of your credit card account with our award winning mobile app, wherever life takes you.
Choose the card that's right for you. Apply for your credit card in minutes.
*Brim World Elite Mastercard Annual Fee of $199 will be waived for the first year of membership. This offer is only available to new Brim Cardmembers and it applies to the primary card Annual Fee only. Each additional card is subject to the $50 additional card fee. An eligible “new Brim Cardmember” means a client who does not have an existing account with us and has never had an account nor qualified for any of our offers during the Promotional Period or in the two years before the start of the Promotional Period. Offer subject to change at any time. Annual Fee waiver may take up to two billing cycles to appear on an account. Offer is valid until September 30th, 2021.
Brim |
Brim world |
Brim world elite |
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| Annual Fee | ||
| $0 | $99 | $199 |
| Brim Rewards Base Earn | ||
| 1 point for every $1 spent | 1.5 points for every $1 spent (Up to $25,000 annual spend 1 ) | 2 points for every $1 spent (Up to $25,000 annual spend 1 ) |
| Brim Open Rewards - Uncapped and Unlimited | ||
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| Foreign Transaction Fees | ||
| 0% | 0% | 0% |
| Installment Pay | ||
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| Free Global Wi-Fi | ||
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| Interactive Budgeting Tool and Spend Monitoring | ||
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| Free Mobile App with Real-time Notifications | ||
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| Receipt Capture and Maintenance (Coming Soon) | ||
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| Additional Members & Family Card | ||
| $0 | $20 | $50 |
| Zero Liability | ||
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Lounge Key
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| No |
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Common Carrier Accident Insurance
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| $100,000 / insured $300,000 / accident | $150,000 / insured $500,000 / accident | $150,000 / insured $500,000 / accident |
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Mobile Device Insurance
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| Up to $500 for loss, theft or damage | Up to $1,000 for loss, theft or damage | Up to $1,000 for loss, theft or damage |
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Event Ticket Protector Insurance
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| Up to max $1,000 | Up to max $1,000 | Up to max $1,000 |
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Extended Warranty
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| Doubles, up to 1 additional year Max $25,000 per cardholder | Doubles, up to 1 additional year Max $25,000 per cardholder | Doubles, up to 1 additional year Max $25,000 per cardholder |
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Purchase Security Insurance
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| 90 days $1,000 per occurrence | 90 days $1,000 per occurrence | 90 days $1,000 per occurrence |
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Out-of- Province Emergency Travel Medical Insurance
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| No | 8 days $5,000,000 If under Age 65 | 15 days if < age 65; 3 days if age 65+$5,000,000 |
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Flight Delay Insurance
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| No | $500 / day, max of $1,000 / occurrence for all insured (delay > 4h) | $500 / day, max of $1,000 / occurrence for all insured (delay > 4h) |
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Baggage Delay Insurance
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| No | $1,000 / insured per occurrence, max of $2,000 / occurrence for all insured (delay > 6h) | $1,000/insured per occurrence, max of $2,000/occurrence for all insured (delay > 6h) |
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Lost or Stolen Baggage Insurance
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| No | $1,000 / insured $2,000 / account | $1,000 / insured $2,000 / account |
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Hotel/Motel Burglary Insurance
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| No | $500 / occurrence | $1000 / occurrence |
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Car Rental Collision / Loss Damage Insurance
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| No | 48 days MSRP: $65,000 | 48 days MSRP: $85,000 |
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Car Rental Accidental Death & Dismemberment Insurance
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| No | Max. $100,000 / insured $300,000 / accident | Max. $100,000 / insured $300,000 / accident |
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Car Rental Personal Effects Insurance
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| No | $1,000 / insured $2,000 / account | $1,000 / insured $2,000 / account |
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Travel Assistance
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| No |
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Trip Cancellation Insurance
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| No | No | $2,000 / insured to max of $5,000 / trip |
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Trip Interruption Insurance
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| No | No | $5,000/insured to max of $25,000/trip |
All insurances are underwritten by 
All insurances are underwritten by
All insurances are underwritten by
All insurances are underwritten by
