With over 20 years of experience in structured finance and capital markets, Rasha began her career in 1995 at TD Bank as a corporate financial analyst working with the CFO’s office where she pioneered the use of earnings volatility as a base for capital allocations to the bank’s business segments. From 1999 – 2002, Rasha co-led the firm wide global structuring effort focusing on cash and synthetic structured finance and securitization, across North America and Europe.

Rasha joined Merrill Lynch Bank of America in 2002. As Group Head for the Strategic Solutions Group in Fixed Income, she built the largest non-bank residential mortgage funding business, established Merrill at the top of securitization league tables, and instituted strategic partnerships for Merrill in the Canadian market. As Managing Director, her mandate expanded to Debt and Equity from 2006 – 2013. The Debt and Equity Structured Solutions Platform focused on retail and consumer finance, financial services, automotive, real estate and REITs. She also advised Canadian pension funds, global sovereign wealth funds, and large institutional clients. In addition to her business responsibilities, she was a member of the Asset/Liability Committee and the Management Committees for Debt Capital Markets and Equity Capital Markets.

Rasha was President and Chair of the Mortgage Backed Securities Issuers Association (MBSIA) for 2 consecutive terms (2010 – 2013), a Director of the Board of Russell Investments in Canada, and a part of the Russell Investments Audit Committee.

Nadim has over 25 years of experience in credit risk management and has held successive leadership positions in risk management within the financial services industry since 1989.

Most recently as Head of Equifax Canada’s Consulting & Analytics division, Nadim advised major Canadian banks and large financial institutions on Credit Strategy and Operations. He implemented and managed innovative, leading-edge risk management solutions in the Consumer and Commercial lending arenas for CIBC, TD, Honda Finance, Island Savings Credit Union, Coast Capital Savings, and Auto Capital Canada.

Prior to his tenure with Equifax, Nadim held senior roles with leading Canadian financial services companies and brought new credit offerings to market, including the launch of President’s Choice Financial, the first truly virtual bank launched in Canada; and, HSBC’s fully automated Auto Finance prime and sub-prime adjudication system. Nadim transformed the Credit department at Moneris Solutions by instituting a customer-focused risk culture while re-writing credit policy & procedures to reduce and control losses.

As a leading financial services expert, Nadim has developed and implemented new business solutions for banks and credit unions in the areas of risk management, marketing, operations, modeling, and analytics, as well as developed several decision models to reduce risk exposure, streamline credit operations, and maximize ROI.

As vice president of technology, Faez oversees the design, development, implementation and management of Brim’s technical infrastructure and online presence. He has 20 years of experience in in-depth analysis, complex coding, and advanced problem solving, and has a long history of managing and securing servers administration and security. In his role, Faez leads a team of highly skilled developers, engineers, and network administrators to deliver Brim’s vision of a fast, secure, flexible and powerful user experience. Faez and his team have led the development of Brim’s cutting-edge backend, comprehensive API, and state-of-the-art flexible and responsive website, and native mobile apps. Faez also oversees Brim webhosting, networking and connectivity, and manages all code, databases, VPNs, and firewalls.

Thomas is responsible for the design, implementation and development of Brim’s credit card business and overall platform infrastructure. As one of Brim’s first employees, Thomas has brought the Brim vision to life by leading the complete development of digital platforms and product stacks to ensure an excellent user experience. Working closely with all divisions of the business, Thomas oversees integration between development, operations, design, marketing, and partnerships to ensure seamless product development, continued product innovation and digital improvement.

Prior to joining Brim, Thomas supported business development at Colliers International in Hong Kong working with a team to grow the business line in market. Thomas earned his Master of Arts with Distinction in International Business from the University of Edinburgh.

Laura is responsible for leading seamless day-to-day operations, including internal and external consulting on activities and processes that could impact Brim. Under her leadership, the operations team looks at all aspects of business operations to ensure efficiency and integrity exist in all activities, both financial and non-financial. Laura also leads relationship and project management with TSYS, Brim’s primary vendor, in addition to several other third-party vendors that support Brim.

Laura has over 30 years of experience in the credit card industry, working with Mastercard, Visa and private label issuers. Her experience offers the insight and perspective of both the issuer as well as the payment processor. Laura has worked for multiple credit card issuers including Canadian Tire, RBC and many other issuers of association and private label products. Her prior experience includes 10+ years as a Director at TSYS advising clients on all aspects of TSYS implementation. Laura has launched numerous new credit card portfolios in North America and the UK and has an expertise in the Canadian Market.

Nathalie is responsible for overseeing operational communication between partners and managing operational projects, as well as developing and implementing agent training to ensure customer service excellence at the Brim call centre. Nathalie has over 30 years’ experience in credit cards operations covering areas such as credit, customer service, fraud, and collections. Prior to joining Brim, Nathalie led strong growth as part of RBC’s Caribbean Banking team, as a certified project manager, and was an integral part in launching multiple high value projects across several countries. Additionally, Nathalie implemented new training resources and protocols to improve Sears’ customer service experiences. As lead facilitator she conducted training sessions with management and staff to increase fraud, credit, collection, and overall customer service knowledge, which resulted in increased productivity, efficiency, and overall customer satisfaction.

Scott is responsible for financial analysis, reporting, analytics and the development of Brim’s overall business strategy alongside Brim’s senior management to ensure continued market growth. Scott also works closely with Brim’s product team and is responsible for mobile app development efforts.

Prior to joining Brim, Scott began his career in finance at IG Private Wealth Management, where he joined as an associate in 2013. Scott would go on to lead the portfolio design, investment research, and analysis efforts for a nationally-recognized advisory team.

Scott earned his Bachelor of Arts from McGill University in 2013, where he studied Economics and International Development Studies. Scott is a Chartered Financial Analyst (CFA) Charterholder and is a member of CFA Society Toronto.

Mari plays an integral part in overseeing and executing the design and development of an engaging digital customer experience across Brim’s platform channels, including the public facing website, cardmember portal, and native mobile apps. Prior to joining Brim, Mari led user experience (UX) design initiatives at Accenture and retail and aviation focused startups to develop engaging user platforms and services, and ultimately driving growth for the business lines. During her time in Brazil, Mari led the integration of IBM Systems LATAM websites into the global development process, ensuring streamlined communications and standardized processes.

Mari holds a Bachelor of Arts Degree in Multimedia Communications from Pontifícia Universidade Católica de São Paulo, an MBA from B.I. International, and a Post-Graduate Diploma in Interactive Media Management from Centennial College.

Stacy is responsible for identifying and building strategic corporate partners, merchant partners, and the development of Brim Marketplace.

Stacy has over a decade of experience in Canadian tech with expertise in business development, sales strategy, marketing and has successfully launched several businesses to become leading global brands.

Prior to joining Brim, Stacy led Growth at Peerscale, a preeminent peer learning organization for Tech CEO's & Executives; supported the launch and expansion of the DMZ at Ryerson University from 5 to 85 tech companies, now the #1 University Business Incubator in the world; and, led BrainStation Toronto to become a leading global digital education company.

Stacy earned her Bachelor of Commerce from Ryerson University with specialization in marketing, communications & digital media. Stacy is Founding Partner of #movethedial, a global movement advancing diversity in tech and she is a member of the SickKids Tech & Innovation Advisory Council.

Stephanie is responsible for implementing, executing and supporting Brim’s marketing across all communication channels for potential & existing cardmembers and merchant partners.

Previously, Stephanie led and implemented traditional and digital marketing initiatives for mid-sized and large organizations in tech and consumer experiences. Stephanie has also worked with some of North America’s most recognized brands including Walmart Canada, Starbucks Coffee Company, SC Johnson, Aimia, and Manulife Asset Management to launch brands, execute national communication strategies, and manage brand reputation.

Stephanie is an award-winning writer and was a finalist in the Cannes Young Lions competition, as part of the Cannes International Festival of Creativity. She earned her Bachelor of Arts from McMaster University, where she studied English Literature, and holds a Post Graduate degree in Public Relations from Humber College.

Vince is responsible for facilitating and implementing company-wide antifraud strategies, including the design and development of processes and procedures, and control frameworks. Vince provides a second line of defense oversight to support fraud risk management within the business and oversees the management of internal risks and controls for fraud investigation functions. Vince has over 25 years’ experience working in the Financial Service Industry at leading Canadian institutions including Equifax, Tangerine Bank, Bank of Montreal and TD Canada Trust, with the last 13 years focusing on fraud risk management. During this time, he held several successful leadership positions where the focus was to identify new and emerging fraud trends and implement strategies to intercept and interrupt fraud.